When To Choose A New Auto Insurance Provider

It’s not uncommon to hear about vehicle owners being misled and ripped off by their car insurance provider. They offer great deals and perks when you first take out insurance with them, but as you become a long time customer, the benefits slowly begin to deplete. When you’ve been with a company for an extensive amount of time, you’d expect to receive equally good, if not better perks than when you were a new customer, but this isn’t always the case.

If you’re in this kind of situation with your current auto insurance provider, you should first give them a call and ask if they can offer any discounts. If they’re unable to provide you with any savings, or if the cut is minuscule, you may want to start shopping around for a new insurance provider.

Knowing When to Switch

Not sure if you’re insurance company is ripping you off? If you’re dealing with any of the points below, it could be time to think about switching.

● Unhappy with Your Coverage

One of the most common reasons people change their provider is because they’re no longer happy their coverage. If you aren’t satisfied with the coverage that you’re paying for, don’t stick with it, shop around. There’s an extensive amount of options that are available to you, so just do some research. All companies want their customers to be satisfied and if that’s not how you feel, just look elsewhere.

● Continuously Rising Rates

If you have a clean driving record, you’d expect to have some discount on your insurance. However, if every year your rates continue to go up, you should begin to seek business elsewhere.

● Poor Customer Service

Most insurance providers are good at communicating with their clients, but if you’re trying to contact your insurance company and they’re making you jump through hoops just to talk to someone, they’re not worth the hassle. The company should be there to support you. If you were to get into an accident, who knows how difficult it would be to get the service, support and coverage that you pay for.

● Lack of Website

It’s incredibly uncommon for any business, especially an insurance company, not to have a website. If your provider doesn’t yet have a website, they’re either well behind the times or untrustworthy. Making payments and updating your policy are both things that you can do online when the company has an online presence. By not being online, they’re causing a lot of inconvenience to their clients.

● New Car

If you’ve just purchased a new car, it’s a perfect time to look for a new insurance company. Whether you were unhappy with your current insurance or not, if you have a shop around, you’ll probably find a company that can offer you the same coverage or better for less than you’re paying now. Many insurance companies will offer new customers a discount when they switch providers. If your new car has low mileage, you could also benefit from further savings.